What to do if You Have Damage on Your Roof

Lightning

Fortunately, most of us don’t have to deal with serious storm damage on our roof. But if that ever occurs, taking the right steps to fix the issues can be urgent so further damage doesn’t occur. Leaks and other issues can even occur from roofs that are seemingly in good shape so you need to know how to act when or if an issue arises.

The best way to safeguard against having any major problems occur is to do due diligence to ensure you have chosen a reputable contractor and they are using reliable materials.

Even if insurance will cover the damages incurred the stress, hassle, inconvenience, and potential increase in premiums that can follow are not worth it if significant damage can be prevented.

Below are some more common types of roof damage that can occur and how to deal with them:

 

 

 

Wind Damage

If you ever have a windstorm with significant wind speeds, there can be many cases where shingles can blow off. Shingles damaged in a storm such as this are often called blow-offs. The damage can also happen to everything from other types of roofing materials, vents, soffit/facia, siding, and others and these are all issues to be examined and fixed in a timely manner. If blowoffs occur to shingles, however, this can potentially be a major threat to creating significant leaks in your home.

What can you do?

The first thing you should do when this occurs is to call a trusted installer to ensure your roof is repaired and water-tight to avoid additional damage to your home. Before the damage is repaired, make sure to take pictures (or ask the contractor to take pictures) to have proof of the damages if necessary.

The next step is to contact the manufacturer of the shingles. In some cases, as long as you have your original invoice, you may be entitled to manufacturer warranty coverage and not be out-of-pocket any expenses. As long as the original install was done to manufacturer requirements and the roof is not over 10 years old there is a good chance you will have coverage.

If your roof has significant damage, shingles or colours cannot be matched, or you do not have the original install invoice it may make more sense to reach out to your home insurance provider. They will likely have a deductible that must be paid but most (if not all) of your required expenses will be covered by your home insurance otherwise.

Many times when we do inspections on a wind damaged roof, the culprit for blown off shingles is poor installation practices. Not enough nails, nails in the wrong places, or using cheap nails are all potential leading causes. Manufacturers require specific nail patterns and numbers of nails to be installed correctly in order to receive full warranty coverage.

If your contractor didn’t follow these practices you may not get claim coverage on your roof. Ensuring your installer has good reviews, solid credentials and/or certifications will often help to reduce the chance poor install would contribute to these issues.

 

 

Hail Damage

Significant hail damage can happen at any time in the summer and when it does it often seems to come out of nowhere. If shingles are older or don’t have higher hail impact ratings, they may have a higher chance of incurring detrimental damage if larger and prolonged hail occurs.

Sometimes this hail damage is easily apparent with dents in vents and siding and circular impact points visible on the roof. Other times this is not immediately the case, but it doesn’t mean you have not had hail damage that will not be detrimental to your roof lifespan.

What can you do?

If you are worried about the potential of having hail damage, it is recommended to have an inspection completed on your roof. This can be done either by a trusted roofing contractor or a representative of your insurance company. By doing this, they can inform you if you do have damage on your roof that will shorten its lifespan or advise if your shingles need to be replaced immediately. Demonstratable hail damage on your roof can be covered by your insurance company in many cases so this is something to look into if you believe your house has experienced significant hail at any point.

Many times, hail damage can be minor and not affect roof performance, but other times it will need some level of action to fix it immediately or in the near-future.

It should be noted that manufacturer’s warranty on items such as roofing, siding, soffit & fascia can sometimes be voided if hail damage is incurred and the affected areas are not replaced or repaired. Therefore, this should be addressed as soon as possible!

The best way to avoid incurring damage from hail is to install higher-end roofing materials. This can be one of many things but one of the most cost-effective ways is to install asphalt-based shingles that meet UL 2218 Class 4 impact ratings. Not all impact resistant shingles are created equal so do your research!

You may even receive discounts from your insurance provider on your premiums or deductibles if you install a certain shingle grade on your roof. Reach out to your insurance company to learn if this is something they offer. These higher-end shingles may cost more up-front, but with potential discounts and likely not having to worry about your roof ever again, it may be worth the peace of mind.

 

Manufacturer Defects

This is another possibility that could lead to roof failure. This is likely worth another full discussion on it’s own but these types of issues may include:

        Premature Curling (in organic shingles)

        Shingle Cracking

        Premature Granule Loss

        Ineffective Sealant Strips

        And more…

If you suspect you have damage like any of the above on your roof, you have the original invoice, and the shingles were not installed that long ago (usually within 10 years) you may be eligible full warranty coverage. Coverage may depend on the manufacturer, the materials used, and the type of warranty installation completed.

Contact a trusted roofer immediately if you are or believe you are experiencing any of the noted problems. If not dealt with quickly, these can lead to leaks and significant damage in your home.

If you do not have the invoice and are not eligible for manufacturer warranty coverage, reach out to your insurance provider to learn if you may be covered and register a claim.  

 

Old Shingles

Finally, it may be the case the shingles on your roof have finally reached the end of their lifespan. In this case, you will want to replace the roof before they degrade to far and cause a leak or significant damage.

Reach out to respected roofing contractors for a quote to get your roof replaced before any major issues arise!

 

 

We hope this helps give you some guidance into common potential issues on your roof. If you have any questions or would like any clarification on some of the above items please give us a call at 780-868-7663 or send us an email at info@itzroofing.com. We look forward to hearing from you!

 

 

Wind Damage

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